165.055 Fraudulent use of a credit card. (1) A person commits the crime of fraudulent use of a credit card if, with intent to injure or defraud, the person uses a credit card for the purpose of obtaining property or services with knowledge that:
(a) The card is stolen or forged;
(b) The card has been revoked or canceled; or
(c) For any other reason the use of the card is unauthorized by either the issuer or the person to whom the credit card is issued.
(2) “Credit card” means a card, booklet, credit card number or other identifying symbol or instrument evidencing an undertaking to pay for property or services delivered or rendered to or upon the order of a designated person or bearer.
(3) The value of single credit card transactions may be added together if the transactions were committed:
(a) Against multiple victims within a 30-day period; or
(b) Against the same victim within a 180-day period.
(4) Fraudulent use of a credit card is:
(a) A Class A misdemeanor if the aggregate total amount of property or services the person obtains or attempts to obtain is less than $1,000.
(b) A Class C felony if the aggregate total amount of property or services the person obtains or attempts to obtain is $1,000 or more. [1971 c.743 §160; 1973 c.133 §7; 1987 c.907 §11; 1993 c.680 §26; 2009 c.16 §7]
Stored review status: 2025_edition_later_amendments_unresolved. A text match is a research starting point; applicability is not established.
Official chapter context and edition notices
Chapter 165 — Offenses Involving Fraud or Deception
ORS sections in this chapter were amended or repealed by the Legislative Assembly during its 2026 regular session. See the table of ORS sections amended or repealed during the 2026 regular session: 2026 A&R Tables
New sections of law were added by legislative action to this ORS chapter or to a series within this ORS chapter by the Legislative Assembly during its 2026 regular session. See sections in the following 2026 Oregon Laws chapters: 2026 Session Laws 0067
New sections of law were enacted by the Legislative Assembly during its 2026 regular session and pertain to or are likely to be compiled in this ORS chapter. See sections in the following 2026 Oregon Laws chapters: 2026 Session Laws 0067
2025 EDITION
OFFENSES INVOLVING FRAUD OR DECEPTION
CRIMES AND PUNISHMENTS
FORGERY AND RELATED OFFENSES
BUSINESS AND COMMERCIAL OFFENSES
CRIMES INVOLVING COMMUNICATIONS
CELLULAR TELEPHONES
USE OF PEN REGISTERS AND TRAP AND TRACE DEVICES
FALSE CLAIMS FOR HEALTH CARE PAYMENTS
IDENTITY THEFT AND RELATED OFFENSES
MISCELLANEOUS
PENALTIES
FORGERY AND RELATED OFFENSES
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Authority boundary: official snapshot extraction not current law verified.
Stable record: oregon_criminal_law:legal_authorities:165.055 Source file: ors165.html Pages: Not recorded – Not recorded Passage SHA-256: e96bff86cc96e995d022fe0257019a260a50440e12592cf0c0e97f1876191b1f Retained source evidence SHA-256: 9fea7d88eb20c311fc9ee822d99fcb84f3a12a84e925c1144ae19fbc9a2a2b10
Source location: ORS 165.055 (all printed versions and notes)
Stored source content
165.055 Fraudulent use of a credit card. (1) A person commits the crime of fraudulent use of a credit card if, with intent to injure or defraud, the person uses a credit card for the purpose of obtaining property or services with knowledge that:
(a) The card is stolen or forged;
(b) The card has been revoked or canceled; or
(c) For any other reason the use of the card is unauthorized by either the issuer or the person to whom the credit card is issued.
(2) “Credit card” means a card, booklet, credit card number or other identifying symbol or instrument evidencing an undertaking to pay for property or services delivered or rendered to or upon the order of a designated person or bearer.
(3) The value of single credit card transactions may be added together if the transactions were committed:
(a) Against multiple victims within a 30-day period; or
(b) Against the same victim within a 180-day period.
(4) Fraudulent use of a credit card is:
(a) A Class A misdemeanor if the aggregate total amount of property or services the person obtains or attempts to obtain is less than $1,000.
(b) A Class C felony if the aggregate total amount of property or services the person obtains or attempts to obtain is $1,000 or more. [1971 c.743 §160; 1973 c.133 §7; 1987 c.907 §11; 1993 c.680 §26; 2009 c.16 §7]
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