Oregon Legal Resource Navigator · Procedures · Resources Choose a credit freeze or fraud alert after suspected identity misuse Choose the task and actual reported context. These routes use the site’s existing instructions and sources. Progress is temporary preparation, not a determination of a legal stage or completion.
Next instruction from this context Read the FTC distinction between a freeze and an alert.
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Existing instructions to review Starting point : Read the FTC distinction between a freeze and an alert.Who the instructions concern : People considering the named complaint, review or assistance route; the agency must confirm jurisdiction and individual applicability.Prepare: Official credit-bureau contact links : Official credit-bureau contact linksPrepare: Safe contact method and identity documents kept outside the navigator : Safe contact method and identity documents kept outside the navigatorPrepare: Affected reports/accounts and suspicious communications : Affected reports/accounts and suspicious communicationsPrepare: Need for a future authorized credit check : Need for a future authorized credit checkPublisher instruction 1 : Read the FTC distinction between a freeze and an alert.Publisher instruction 2 : Contact all three bureaus for a freeze or one bureau for an initial fraud alert, following current identity-verification steps.Publisher instruction 3 : Keep confirmations and any lifting instructions securely; plan for legitimate credit checks.Publisher instruction 4 : If identity theft has occurred, use the official recovery route and dispute existing fraudulent accounts separately.Submission instructions : Requests go to the credit bureaus using the official links in the FTC article; this navigator does not store credentials or perform the request.Costs and fee questions : FTC says placing and lifting a freeze and placing a fraud alert are free. Optional commercial monitoring is a separate product.After submission : Confirm each requested freeze/alert and retain secure records. Review reports for accounts that already exist.Returned, denied or unresolved requests : A freeze does not fix existing report errors or submit an identity-theft report. Extended alerts have additional documentation requirements.Language, disability and offline access : Use the bureau’s current assistance routes and request accessible or language help where needed.Choose a credit freeze or fraud alert after suspected identity misuse
FTC Credit Freezes and Fraud Alerts [web-extracted text; hash covers extract only]
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